US Mortgage Rates

Mortgage Rates in the United States, the National Average as of 11/30/09.

	CURRENT	1 MONTH PRIOR	6 MONTH PRIOR	1 YEAR PRIOR
30-Year Fixed	4.97	5.18	5.08	5.76
15-Year Fixed	4.48	4.64	4.78	5.5
5/1-Year ARM	4.24	4.27	4.6	5.95
1-Year ARM	3.92	3.91	4.28	5.99
30-Year Fixed Jumbo	5.89	6.08	6.59	7.26
15-Year Fixed Jumbo	5.44	5.57	5.95	6.45
5/1-Year ARM Jumbo	4.81	4.7	5.16	6.18

Data from bankrate.com

For the latest table, see Best Mortgage Rates - Top Lenders Survey

Single Family Home Prices Inflation Adjusted Chart

Below is a chart showing single family home prices are currently 30% off their peak. The data is adjusted for inflation from 1970 through August 2009.

Chart above and comments below courtesy of chartoftheday.com

• The median price of a single-family home dropped 2.3% in August.
• Housing prices are currently 30% off their 2005 peak. In fact, a home buyer who bought the median priced single-family home at the 1979 peak has seen that home appreciate by a mere 4%. Not an impressive performance considering that three decades have passed.
  
• Over the past two months, single-family home prices have resumed their decline and remain (until proven otherwise) in an accelerated downtrend.