30-Year Fixed Conforming Mortgage Rates

Countrywide has the lowest APR at 4.478% for a $300,000, 30-year loan with 1.0 points.

LFCU = Locheed Federal Credit Union

30-Year Fixed Rate Mortgage
Loan amounts up to $417,000.
Rates current as of 12/29/08*

	Rate	Points	APR	Loan Amount	Monthly P&I
LFCU	4.990%	1.000%	5.086%	$300,000	$1,609
Bank of America	4.625%	0.988%	4.715%	$300,000	$1,543
Countrywide	4.375%	1.125%	4.478%	$300,000	$1,498
WAMU	4.750%	1.125%	4.854%	$300,000	$1,565
Wells Fargo	4.750%	1.000%	4.846%	$300,000	$1,565
Ditech	6.375%	1.000%	6.480%	$300,000	$1,872

*APR = Annual Percentage Rate. APR assumes a loan-to-value ratio of 80%, 30-year conforming 1st Mortgage. Closing costs and other fees apply. Points and closing costs affect APR. Monthly payments are estimated. Lender rates are subject to change.

NOTE: These rates are for comparative purposes.